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Terms & Conditions
Terms & Conditions
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New NZMCA Members – Get a Quote
- Christmas Voucher Giveaway
The Competition
- This competition (Competition) is conducted in New Zealand by Covi NZMCA Insurance (Promoter).
- The competition begins on 1 January 2025 at 12:00am (NZST) and closes on 31st December 2025 at 11.59pm (NZST) (Competition Period). There are 4 prizes and draws held throughout the competition period.
- There will be one prize given away, per mini competition period: January 25 – March 25, April 25 – June 25, July 25 – September 25 and October 25 – December 25.
This Competition is open to individuals who:
- live in New Zealand and are over the age of 16 years old;
- have not breached these Terms and Conditions.
- Employees (and their immediate families) of the Promoter or its related entities, or of any other organisation associated with this Competition (for example, prize suppliers associated with this Competition) are ineligible to enter. Immediate family means any of the following: spouse, ex-spouse, de-facto spouse, child or step-child (whether natural or by adoption), parent, step-parent, grandparent, step-grandparent, uncle, aunt, niece, nephew, brother, sister, step-brother, step-sister or first cousin. Related entity means related within the meaning of the Companies Act 1993.
How to Enter & Requirements
- All entrants who request a quote from Covi NZMCA Insurance through the www.covi.co.nz/new-member-quote page, will be included in the relevant random draw.
Prize Draw and Winner Notification
- The Promoter has 4 x identical prizes to give away, to one winner, drawn at random, for each mini Competition Period.
- The Promoter shall draw the prizes within 3 business days of each Competition Period ending (Winning Date). The draw will be selected by random draw, by the Covi NZMCA Management team from all eligible entries from each quarter.
- The Promoter shall notify the winner in writing by email or by phone, and may publish the winner’s first name/s on the Promoter’s Facebook page.
- If the winner has not accepted the prize by 5:00pm on the last business day of the month in which the Winning Date occurred, the prize is forfeited, and a new winner will be drawn and contacted per clause 9.
The Prize
- The prizes are 4 x $500 Torpedo7 vouchers only. The prize (or any unused portion of the prize) is not transferable, exchangeable or redeemable for cash other than in accordance with any terms and conditions that govern use of the prize. The prize must be taken as offered and may not be varied.
- The competition will be broken down into 4 mini competition periods. There will be one prize given away, per mini competition period: January 25 – March 25, April 25 – June 25, July 25 – September and October 25 – December 25.
- The Promoter, in its discretion, reserves the right to substitute the prize with another prize to the equal value and/or specification if the prize is unavailable, or subject to any requests from a regulatory authority.
- The winner is responsible for understanding and complying with their taxation obligations in relation to the prize.
- By entering this Competition, entrants agree they will take all reasonable steps requested by the Promoter to enable delivery of the prize.
Miscellaneous Provisions
- Participation in this Competition is acceptance of these Terms and Conditions.
- The Promoter’s decision not to enforce a specific restriction does not constitute a waiver of that restriction or of these Terms and Conditions generally.
- Each entrant acknowledges that the Promoter can rely on these Terms and Conditions even if the Promoter only learns of an entrant’s ineligibility to enter after the Promoter has awarded a Prize to the ineligible entrant. Return of a Prize or payment of its equivalent value to the Promoter can be required by the Promoter if this occurs.
- By accepting the prize, winners consent to the Promoter and its related companies to using their name, and image in the event they are the winner (including photograph) in any media for an unlimited period without remuneration for the purpose of promoting this Competition (including any outcome), and promoting any products manufactured, distributed and/or supplied by the Promoter.
- Promoter has the right to request use of images included in this competition for promotional purposes like advertising, editorials, collateral or social media use going forward for an unlimited period without remuneration.
- If for any reason this Competition is not capable of running as planned for any reason, including without limitation technical failure, tampering, unauthorized intervention, fraud, or any other matter beyond the control of the Promoter, which corrupt or affect the administration, security, fairness or integrity or proper conduct of this Competition or the reputation of this Competition or that of the Promoter, the Promoter may cancel, terminate, modify or suspend this Competition.
- The Promoter reserves the right, at any time, to verify the validity of entries and entrants (including their eligibility to enter) and to disqualify any entrant whose entry is not in accordance with these Terms and Conditions, who interferes improperly in the administration, integrity or conduct of the Competition or who otherwise tampers with the entry process. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights.
- Nothing in these Terms and Conditions limits, excludes or modifies or purports to limit, exclude or modify the statutory consumer guarantees provided by law.
- Except for any liability that cannot by law be excluded, the Promoter (including its respective officers, employees and agents) is not responsible for and excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of:
- any technical difficulties or equipment malfunction (whether or not under the Promoters control);
- any theft, unauthorised access or third party interference;
- any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter;
- any tax liability incurred by a winning entrant; or
- acceptance or use of a prize.
- The laws of New Zealand apply to this Competition to the exclusion of any other law. Entrants submit to the exclusive jurisdiction of the courts of New Zealand.
- The Promoter’s decisions in relation to this Competition are final and no correspondence or communication will be entered into in relation any aspect of this Competition.
- This competition is in no way sponsored, endorsed or administrated by, or associated with Facebook.
- For any further information relating to this Competition please contact the Promoter: Covi NZMCA Insurance on 0800 805 965
2. Covi Christmas Giveaway Terms and Conditions
- The Competition
This competition (Competition) is conducted in New Zealand by Covi NZMCA Insurance Ltd (Promoter).
The competition begins on Monday, 2nd December 2024 and closes on Thursday, 12th December 2024 (Competition Period). - Eligibility
This Competition is open to individuals who:
- Are New Zealand residents aged 16 years or older;
- Are not employees (and their immediate families) of Covi Insurance Ltd or any associated prize suppliers.
- How to Enter
To enter the competition:
- Participants must comment or share a photo on the Covi Christmas Giveaway post.
- No purchase necessary.
- Prize Draw and Winner Notification
- The Promoter shall draw the winners on Thursday, 12 December 2024.
- The winner(s) will be notified by a direct Facebook message or post. If the winner does not respond within 48 hours of notification, the prize will be forfeited, and a new winner will be selected.
- The winner(s) will be announced on the original post on Covi’s official Facebook page.
- The Prize
- The prize is 5x $100 MTA vouchers, to be used to fuel summer road trips.
- The prize is non-transferable, exchangeable, or redeemable for cash.
- Covi reserves the right to substitute the prize with one of equal or greater value if the original prize is unavailable.
- Media Use
By accepting the prize, winners agree to allow Covi NZMCA Insurance Ltd to use their name and image in promotional materials without compensation. - Liability
Covi NZMCA Insurance Ltd is not responsible for any personal injury, loss, or damage arising from participation in this competition, including the acceptance or use of the prize.
Covi NZMCA Insurance Ltd is not responsible for any technical difficulties, including loss or misdirection of entries due to issues beyond their control. - Verification of Entries
Covi NZMCA Insurance Ltd reserves the right to verify the eligibility of all entrants and disqualify any entrants who are ineligible or found to have tampered with the entry process. - Termination or Modification of the Giveaway
Covi NZMCA Insurance Ltd reserves the right to modify, suspend, or terminate the competition if any circumstances arise that prevent it from running as planned. - Legal
- These terms are governed by New Zealand law.
- The Promoter’s decision is final and no correspondence will be entered into.
- This competition is in no way sponsored, endorsed, or administered by Facebook.
For any further information relating to this Competition please contact the Promoter:
Covi NZMCA Insurance Ltd
0800 805 965
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